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Read Full Article: Can You Hold the Same Mutual Fund in Multiple Folios? Does It Impact Returns? (2026 Guide)
Can You Hold the Same Mutual Fund in Multiple Folios? Does It Impact Returns? (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Can you hold the same mutual fund in multiple folios? This is a very common situation for investors in India, especially…
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Read Full Article: What is Cut-Off Time in Mutual Funds & Why It Impacts Your Returns? (2026 Practical Guide)
What is Cut-Off Time in Mutual Funds & Why It Impacts Your Returns? (2026 Practical Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Cut-off time in mutual funds is one of the most important yet misunderstood concepts among investors in India. Many investors assume…
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Read Full Article: What is Settlement Time in Mutual Funds? When Do You Actually Get Your Money? (2026 Guide)
What is Settlement Time in Mutual Funds? When Do You Actually Get Your Money? (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Settlement time in mutual funds is one of the most important yet overlooked aspects of investing in India. Many investors assume…
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Read Full Article: Switch vs Redeem in Mutual Funds: Tax Impact, Timing & Smart Strategy (2026 Guide)
Switch vs Redeem in Mutual Funds: Tax Impact, Timing & Smart Strategy (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Switching vs. redeeming mutual funds is one of the most important decisions every investor must understand. Many investors make mistakes in…
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Read Full Article: How to Decide Between Growth vs IDCW Option in Mutual Funds? (2026 Practical Guide)
How to Decide Between Growth vs IDCW Option in Mutual Funds? (2026 Practical Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction One of the most misunderstood decisions in mutual fund investing is choosing between the Growth and IDCW (Income Distribution cum Capital…
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Read Full Article: How to Reduce Taxes on Mutual Fund Gains Legally (Advanced Strategies for 2026)
How to Reduce Taxes on Mutual Fund Gains Legally (Advanced Strategies for 2026)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Most investors spend a lot of time selecting mutual funds, tracking returns, and trying to optimize performance. However, one critical factor…
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Read Full Article: Mutual Fund Investment Mistakes Even Experienced Investors Make (2026 Advanced Guide)
Mutual Fund Investment Mistakes Even Experienced Investors Make (2026 Advanced Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Most people believe that investment mistakes are made only by beginners. But the truth is: Even experienced investors make costly mistakes.…
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Read Full Article: How to Build Multiple Income Streams Using Mutual Funds (2026 Strategy Guide)
How to Build Multiple Income Streams Using Mutual Funds (2026 Strategy Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Relying on a single source of income is risky. Whether you are salaried, a business owner, or a freelancer, your income…
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Read Full Article: What Happens If You Invest at Market Peak? (Recovery Strategy for Investors 2026)
What Happens If You Invest at Market Peak? (Recovery Strategy for Investors 2026)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction One of the biggest fears every investor has is this: “What if I invest at the wrong time?” More specifically: “What…
