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Read Full Article: Active vs Passive Investing in India: Which Strategy Wins in the Long Run? (2026 Guide)
Active vs Passive Investing in India: Which Strategy Wins in the Long Run? (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 When it comes to investing in mutual funds, one of the most common questions investors ask is: “Should I choose active funds…
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Read Full Article: What Happens Inside a Mutual Fund? Where Does Your Money Actually Go?
What Happens Inside a Mutual Fund? Where Does Your Money Actually Go?
By Ashok Prasad, Founder, Niyyam Published: March 2026 When you invest in a mutual fund, one question naturally comes to mind: “Where exactly is my money going?” Most investors know…
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Read Full Article: How Mutual Fund NAV Works (And Why It Doesn’t Matter as Much as You Think)
How Mutual Fund NAV Works (And Why It Doesn’t Matter as Much as You Think)
By Ashok Prasad, Founder, Niyyam Published: March 2026 One of the most misunderstood concepts in mutual fund investing is NAV (Net Asset Value). Many investors believe that a fund with…
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Read Full Article: Why Most SIP Investors Fail to Build Wealth (And How to Avoid It in 2026)
Why Most SIP Investors Fail to Build Wealth (And How to Avoid It in 2026)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Most investors believe that starting a SIP is enough to build wealth. They assume that once they begin investing regularly, their financial…
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Read Full Article: SIP in Bear Market vs Bull Market: Where Do You Actually Make Money? (2026 Guide)
SIP in Bear Market vs Bull Market: Where Do You Actually Make Money? (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 One of the most common questions among mutual fund investors is: Should you continue your SIP during a market crash, or invest…
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Read Full Article: When to Exit a Mutual Fund? 7 Clear Signals Every Investor Should Know (2026 Guide)
When to Exit a Mutual Fund? 7 Clear Signals Every Investor Should Know (2026 Guide)
By Ashok Prasad, Founder, Niyyam One of the most difficult decisions in mutual fund investing is knowing when to exit. Most investors focus heavily on when to invest, but very…
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Read Full Article: Mutual Fund Portfolio Allocation Strategy (Equity vs Debt vs Hybrid – 2026 Guide)
Mutual Fund Portfolio Allocation Strategy (Equity vs Debt vs Hybrid – 2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 One of the most important decisions in mutual fund investing is not which fund you choose, but how you allocate your investments…
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Read Full Article: How to Reduce Risk in Mutual Fund Investing (Practical Strategies for 2026)
How to Reduce Risk in Mutual Fund Investing (Practical Strategies for 2026)
By Ashok Prasad, Founder, Niyyam Published: March 20026 Mutual funds are one of the most accessible ways to participate in financial markets. However, for many investors, one concern continues to…
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Read Full Article: What are Rolling Returns in Mutual Funds? Why It Matters More Than CAGR (2026 Guide)
What are Rolling Returns in Mutual Funds? Why It Matters More Than CAGR (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 When evaluating mutual fund performance, most investors rely on simple metrics such as point-to-point returns or CAGR (Compound Annual Growth Rate). While…
