By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction Why do some mutual funds give higher returns but feel more risky? The answer lies in two key metrics—alpha and beta…

By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction How to build conviction in mutual fund investing is one of the most important skills every investor must develop — yet…

By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction When not to invest in equity mutual funds is one of the most important yet ignored questions in investing. Most investors…

By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction Growth trap in mutual funds is one of the most dangerous and misunderstood concepts in investing today. Many investors are naturally…

By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction How cash levels in mutual funds impact your returns is a concept most investors overlook. When you invest in a mutual…

By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction How to identify hidden risk in mutual funds is one of the most important but overlooked aspects of investing. Most investors…

By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction Sectoral vs diversified mutual funds is one of the most important decisions investors face when building a portfolio. Many investors are…

By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction Fund manager analysis in mutual funds is important—but most investors misunderstand its real impact on returns. Many people either blindly follow…

By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction How to evaluate consistency in mutual funds is one of the most important skills investors must develop, yet most people ignore…