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Read Full Article: How to Select Mutual Funds Without Looking at Past Returns? (2026 Smart Investor Strategy)

How to Select Mutual Funds Without Looking at Past Returns? (2026 Smart Investor Strategy)
By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction How to select mutual funds without looking at past returns is one of the most important skills investors must develop in…
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Read Full Article: How to Decide Which Mutual Fund Category to Invest In (Large, Mid, Small, Hybrid, Debt)? (2026 Framework)

How to Decide Which Mutual Fund Category to Invest In (Large, Mid, Small, Hybrid, Debt)? (2026 Framework)
By Ashok Prasad, Founder, Niyyam Introduction How to decide which mutual fund category to invest in is one of the most important decisions for investors in 2026.Choosing the wrong category…
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Read Full Article: What to Do With Idle Money in a Savings Account? Mutual Fund Strategy for 2026 Investors

What to Do With Idle Money in a Savings Account? Mutual Fund Strategy for 2026 Investors
By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction What to do with idle money in savings account is a common question many investors face in 2026. Leaving money unused…
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Read Full Article: How to Split Investments Between Equity and Debt Funds Based on Market Conditions? (2026 Dynamic Allocation Guide)

How to Split Investments Between Equity and Debt Funds Based on Market Conditions? (2026 Dynamic Allocation Guide)
By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction Equity vs debt allocation strategy 2026 is one of the most important decisions for mutual fund investors. How to split investments…
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Read Full Article: How to Decide Between SIP, STP, and Lump Sum in Different Market Conditions? (2026 Decision Framework)

How to Decide Between SIP, STP, and Lump Sum in Different Market Conditions? (2026 Decision Framework)
By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction How to decide between SIP, STP, and lump sum in different market conditions is one of the most important decisions for…
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Read Full Article: What Happens If You Invest in Mutual Funds and Forget It for 10 Years? (Real Scenario Analysis 2026)

What Happens If You Invest in Mutual Funds and Forget It for 10 Years? (Real Scenario Analysis 2026)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction What happens if you invest in mutual funds and forget it for 10 years is a common question among investors who…
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Read Full Article: Can You Transfer Mutual Funds from One Person to Another? (Nominee, Gift, Inheritance Rules – 2026 Guide)

Can You Transfer Mutual Funds from One Person to Another? (Nominee, Gift, Inheritance Rules – 2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Can you transfer mutual funds from one person to another is a very common question, especially when investors think about gifting,…
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Read Full Article: What Happens to Your Mutual Funds If Your Broker/App Shuts Down? (Complete Safety Guide 2026)

What Happens to Your Mutual Funds If Your Broker/App Shuts Down? (Complete Safety Guide 2026)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction What happens if mutual fund app shuts down is a common concern among investors who worry about the safety of their…
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Read Full Article: What Happens When You Invest in the Same Mutual Fund Through Multiple Platforms? (2026 Guide)

What Happens When You Invest in the Same Mutual Fund Through Multiple Platforms? (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Same mutual fund multiple platforms is a common situation where investors use different apps or brokers to invest in the same…
