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Read Full Article: SIP vs Recurring Deposit (RD): Which is Better for Indian Investors in 2026?
SIP vs Recurring Deposit (RD): Which is Better for Indian Investors in 2026?
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction When it comes to disciplined monthly investing, two of the most popular options in India are: Both options allow you to:…
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Read Full Article: What are Alpha and Beta in Mutual Funds? How to Actually Use Them (2026 Practical Guide)
What are Alpha and Beta in Mutual Funds? How to Actually Use Them (2026 Practical Guide)
By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction When most investors in India select mutual funds, they focus only on past returns. They compare 1-year or 3-year returns and…
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Read Full Article: How Mutual Fund Ratings Work in India (CRISIL, Morningstar) – Should You Trust Them? (2026 Guide)
How Mutual Fund Ratings Work in India (CRISIL, Morningstar) – Should You Trust Them? (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction Mutual fund ratings India are one of the most commonly used tools by investors to select funds, especially beginners who rely…
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Read Full Article: How Dividend Yield Mutual Funds Work in India (Passive Income Strategy 2026 Guide)
How Dividend Yield Mutual Funds Work in India (Passive Income Strategy 2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction Dividend yield mutual funds India are increasingly becoming popular among investors who want a balance between passive income and long-term wealth…
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Read Full Article: What Happens When Interest Rates Rise or Fall? Impact on Debt Mutual Funds Explained (2026 Guide)
What Happens When Interest Rates Rise or Fall? Impact on Debt Mutual Funds Explained (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction Interest rates impact on debt mutual funds is one of the most critical concepts every investor must understand before investing in…
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Read Full Article: What is Yield to Maturity (YTM) in Debt Mutual Funds? Complete Investor Guide (2026)
What is Yield to Maturity (YTM) in Debt Mutual Funds? Complete Investor Guide (2026)
By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction Yield to maturity in debt mutual funds is one of the most important metrics for investors seeking stable and predictable returns,…
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Read Full Article: What is Tracking Error in Index Funds? Why Most Investors Ignore This Critical Metric (2026 Guide)
What is Tracking Error in Index Funds? Why Most Investors Ignore This Critical Metric (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction Tracking error in index funds is one of the most important yet misunderstood metrics in mutual fund investing, especially among beginners.…
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Read Full Article: How Exit Load Works Across Mutual Fund Types (Equity vs Debt vs Hybrid – 2026 Deep Guide)
How Exit Load Works Across Mutual Fund Types (Equity vs Debt vs Hybrid – 2026 Deep Guide)
By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction Exit load in mutual funds is one of the most ignored costs by investors, yet it can directly reduce your returns…
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Read Full Article: How to Identify Consistent Mutual Funds (Not Just Top Performers – 2026 Smart Investor Framework)
How to Identify Consistent Mutual Funds (Not Just Top Performers – 2026 Smart Investor Framework)
By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction How to identify consistent mutual funds is one of the most important skills an investor can develop, yet most people ignore…
