Disclaimer

1. General Disclaimer

1.1 Informational Purpose Only: The content, materials, and information provided on Niyyam are for general informational purposes only. Nothing on the Platform constitutes professional financial advice, investment advice, insurance advice, or any solicitation to buy or sell financial products. 1.2 No Investment or Insurance Recommendation: Any mutual fund, insurance policy, or financial product described on the Platform is not a recommendation. Users should conduct their own due diligence and consult a qualified financial advisor before making any investment or insurance decision. 1.3 Past Performance Not Indicative: Past performance of any mutual fund, insurance policy, or financial instrument does not guarantee future results. Investment values may fluctuate, and users may lose principal amounts invested.

2. Accuracy of Information

2.1 While Niyyam strives to provide accurate, timely, and complete information, we do not guarantee the accuracy, reliability, or completeness of any information on the Platform. 2.2 Market data, NAVs, policy premiums, or other financial information may change frequently. Niyyam is not responsible for any delays or errors in information displayed. 2.3 All information is provided as is without any warranties of any kind, express or implied.

3. User Responsibility

3.1 Users are fully responsible for any investment, insurance, or financial decisions made based on information from the Platform. 3.2 Niyyam does not provide personalized recommendations and is not liable for any financial loss, damage, or inconvenience arising from use of the Platform. 3.3 Users must ensure that all KYC, AML, and regulatory requirements are fulfilled when transacting with financial institutions via the Platform.

4. Third-Party Products & Links

4.1 The Platform may include links, references, or integrations with third-party financial service providers (e.g., AMCs, insurance companies, payment gateways). 4.2 Niyyam does not control, endorse, or guarantee the services, accuracy, or security of third-party products or platforms. 4.3 Niyyam is not responsible for any loss, delay, or error caused by third-party services or websites.

5. Limitation of Liability

6. Changes to Disclaimer

Niyyam may update this Disclaimer at any time to reflect changes in regulatory requirements, business operations, or platform functionalities. Users are encouraged to review this page periodically. Continued use of the Platform constitutes acceptance of the updated Disclaimer.