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Read Full Article: What Happens If You Miss a SIP Installment? Penalty, Impact & What You Should Do (2026 Guide)
What Happens If You Miss a SIP Installment? Penalty, Impact & What You Should Do (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction You started your SIP with discipline.Every month, your investment gets deducted automatically. But one day, due to low balance, salary delay,…
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Read Full Article: What is Exit Load in Mutual Funds & How It Affects Your Returns (2026 Guide)
What is Exit Load in Mutual Funds & How It Affects Your Returns (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction You invest in a mutual fund with a long-term goal.You select the right fund, start your SIP, and stay consistent. Everything…
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Read Full Article: How to Review Your Mutual Fund Portfolio (When to Hold, Switch or Exit – 2026 Guide)
How to Review Your Mutual Fund Portfolio (When to Hold, Switch or Exit – 2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction You started investing in mutual funds with clarity.You selected funds, set up SIPs, and stayed consistent. But after some time, a…
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Read Full Article: Should You Invest in NFO (New Fund Offers)? Complete Truth Explained (2026 Guide)
Should You Invest in NFO (New Fund Offers)? Complete Truth Explained (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction You may have seen advertisements like: These promotions often create excitement among investors. The natural question is: Should you invest in…
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Read Full Article: How to Identify a Bad Mutual Fund? 7 Warning Signs Investors Must Know (2026 Guide)
How to Identify a Bad Mutual Fund? 7 Warning Signs Investors Must Know (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Most investors spend a lot of time trying to find the best mutual funds. But very few ask a more important…
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Read Full Article: What Happens If a Mutual Fund Company Shuts Down? (2026 Safety Guide)
What Happens If a Mutual Fund Company Shuts Down? (2026 Safety Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction One of the most common fears among mutual fund investors is: “What if the mutual fund company shuts down? Will I…
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Read Full Article: How to Increase SIP Amount Over Time (Step-Up SIP Strategy for 2026 Investors)
How to Increase SIP Amount Over Time (Step-Up SIP Strategy for 2026 Investors)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Most investors start their journey with a fixed SIP amount. For example: But here is the problem: If your SIP remains…
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Read Full Article: SIP vs Recurring Deposit (RD): Which is Better for Indian Investors in 2026?
SIP vs Recurring Deposit (RD): Which is Better for Indian Investors in 2026?
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction When it comes to disciplined monthly investing, two of the most popular options in India are: Both options allow you to:…
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Read Full Article: Best SIP Date: Does Timing Really Matter in Mutual Funds? (2026 Guide)
Best SIP Date: Does Timing Really Matter in Mutual Funds? (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction One of the most common questions among SIP investors is: “Which is the best date to invest in SIP?” Many investors…
