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Read Full Article: How to Use STP (Systematic Transfer Plan) to Reduce Risk in Lump Sum Investments (2026 Guide)
How to Use STP (Systematic Transfer Plan) to Reduce Risk in Lump Sum Investments (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction: The Fear of Investing a Lump Sum at the Wrong Time You have a lump sum amount. It could be: And…
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Read Full Article: How to Transition from Beginner to Advanced Mutual Fund Investor (Step-by-Step Growth Roadmap 2026)
How to Transition from Beginner to Advanced Mutual Fund Investor (Step-by-Step Growth Roadmap 2026)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction: Investing is a Journey, Not a One-Time Decision Every investor starts as a beginner. Over time, some investors grow and build…
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Read Full Article: How to Create an Emergency Fund Using Mutual Funds (Smart Strategy 2026 Guide)
How to Create an Emergency Fund Using Mutual Funds (Smart Strategy 2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction: Your First Line of Financial Defense Life is unpredictable. Without an emergency fund, you may be forced to: This is why…
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Read Full Article: Fixed Deposit vs Liquid Funds vs Debt Funds: Best Option for Short-Term Investment (2026 Guide)
Fixed Deposit vs Liquid Funds vs Debt Funds: Best Option for Short-Term Investment (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Fixed deposit vs liquid funds vs debt funds is one of the most important decisions for short-term investing, where the goal is…
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Read Full Article: Core and Satellite Portfolio Strategy in Mutual Funds (2026 Guide for Smart Investors)
Core and Satellite Portfolio Strategy in Mutual Funds (2026 Guide for Smart Investors)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Core and satellite portfolio strategy in mutual funds is one of the most effective approaches for building a balanced investment portfolio.…
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Read Full Article: Should You Invest in International Mutual Funds from India? (2026 Global Diversification Guide)
Should You Invest in International Mutual Funds from India? (2026 Global Diversification Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction: Is Investing Only in India Enough? Most Indian investors focus entirely on domestic mutual funds. While India is one of the…
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Read Full Article: What to Do When Your Mutual Fund Underperforms for 2–3 Years? (2026 Action Framework)
What to Do When Your Mutual Fund Underperforms for 2–3 Years? (2026 Action Framework)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction: The Moment Every Investor Starts Doubting You invested in a mutual fund with a long-term mindset. Everything seemed fine initially. But…
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Read Full Article: Large Cap vs Mid Cap vs Small Cap Funds: Ideal SIP Allocation Strategy (2026 Guide)
Large Cap vs Mid Cap vs Small Cap Funds: Ideal SIP Allocation Strategy (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Large cap vs mid cap vs small cap funds are the most important categories every mutual fund investor must understand before…
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Read Full Article: How to Restart SIP After Stopping It: Smart Comeback Strategy for Investors (2026 Guide)
How to Restart SIP After Stopping It: Smart Comeback Strategy for Investors (2026 Guide)
By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction: Stopped Your SIP? You’re Not Alone Many investors begin their SIP journey with enthusiasm and discipline. But real life is unpredictable.…
